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• Instalment plans up-to 24 months
• Instalment plans are available only for Credit Cards
• Minimum transaction value should exceed Rs.25,000

Installment plans are valid only for Commercial Bank Credit Cards.

The transaction will be converted automatically within 5 working Days.

Minimum transaction value should exceed Rs. 25,000 in order to be eligible for the easy payment plan option.

General terms and conditions of CameraLK and Commercial Bank Shall apply.

• Instalment plans valid only for Sampath Bank Credit Cards.
• The transaction will be converted automatically within 5 working Days.
• Minimum transaction value should exceed Rs.10,000 in order to be eligible for the easy payment plan option.
• General terms and conditions of CameraLK and Sampath Bank Shall apply.

• To avail of the installment facility, we request customers to call our 24-hour customer service hotline within 07 days from the transaction date. Please ensure that the hotline number, which can be found on the reverse side of the credit card,
• Kindly note that this offer is valid only for selected American Express cards.
• Minimum Transaction Value: LKR 50,0000
• Applicable Cards: - Amex Centurion Platinum - SLA Co-Brand Platinum - Amex Explorer Card

Installment Plan Options and Terms:

1. Applicable Cards:

  - Amex Centurion Platinum

  - SLA Co-Brand Platinum

  - Amex Explorer Card

  - American Express Platinum Reserve card

2. Card Bins:

   - 3766 579 - Platinum American Express card

  - 3766 578 - Sri Lankan Airlines Platinum American Express Card

  - 3747 430 - American Express Explorer Card

  -3747 431 - American Express Platinum Reserve card 

3. Minimum Transaction Value: LKR 50,000.00

4. Fees & Charges from NTB Amex cardmembers ONLY (no additional charges from the merchant): 

  - 6 months: 0% interest + standard processing fee of LKR 1,500.00 (Call and Convert) subject to change

  - 12 months: Handling fee of 5% + standard processing fee of LKR 1,500.00 (Call and Convert) subject to change

Note that the charges will be applied when the customer call NTB call center ( 011 4315315 ) to perform the installment transaction

5. Installment plans are not applicable for the below card products

• 3766 570 - American Express Gold Card 
• 3766 572 - American Express Blue Card

• 0% interest Instalment plans up-to 24 months
• Instalment plans are available only for Peoples Bank Credit Cards
• Call 1961 to convert the transaction to an easy payment plan.
• Handling fee for the first transaction varies based on the duration of the transaction: Up to 12 months: Rs. 1,500 Up to 24 months: Rs. 3,000

Installment plans are valid only for Peoples Bank Credit Cards.

Peoples bank credit card holders will be eligible for up to 24 month interest free easy payment plan options till 31st December 2025.

Call 1961 to convert the transaction to an easy payment plan.

Below are the available tenors according to the order value.

Rs. 25,000 to Rs. 1,000,000.00 - 03,06,12,18 & 24 Months

Handling fee for the first transaction varies based on the duration of the transaction:

• 03,06,12 Months : Rs 1,500
• 18,24  months: Rs. 3,000
• 30,36 months: Rs. 4,500

 Terms & Conditions

• This offer will be valid for all People’s Bank Credit Card excluding corporate cards.
• Offer cannot be combined with any other existing offers.
• In order to enjoy the promotion, the full payment needs to be settled with a People’s Bank Credit Card.
• The Bank accepts no responsibility in any way for any goods/services purchased and any dispute relating to same should be resolved by the Cardholder directly with the merchant and any claim by the Cardholder against the merchant will not relieve the Cardholder from his/her obligation or repayment to the Bank.
• In the event of any dispute, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change the terms & conditions of the offer.
•  Customer eligible to do the transactions with in the credit limit.
• General terms and conditions of CameraLK and Peoples Bank Shall apply
• Handling fee for the first transaction varies based on the duration of the transaction:
• 03,06,12 Months : Rs 1,500
• 18,24  months: Rs. 3,000
• 30,36 months: Rs. 4,500

• 0% interest installment plans available up to 06 till 2025-02-28
• Eligibility: HNB Credit Cards
• Minimum transaction value should exceed Rs.10,000
• Customers must Call & Convert the Transaction within 5 calendar days

HNB INSTALLMENT PROMOTION TERMS AND CONDITIONS

1. The card member may perform single/multiple purchase(s) and request for easy payment plan up to Six (6) months, provided the single transaction is LKR 10,000 to Rs.1.0 Mn, and such transaction value is within the available balance and authorized limit of the credit card at the time of performing the transaction;
2. In order to enjoy the installment facility, the purchases must be performed during the Promotional Period and informed to the call center, via calling 0112 462 462 & provide the date of such transaction, the name of the merchant and the value of such transaction and the same will be reflected in the customer’s next credit card statement;
3. The customers must Call & Convert the Transaction within 5 calendar days from the date of performing the transaction. Eg. Transaction performed on 4th November2022 should be informed to HNB Call Centre on or before 5 working days, on 011 2462 462 for conversion to easy payment plan.

IMPORTANT – In the event that transactions made 5 days prior to billing cycle are to be converted to Easy Payment Plans, they will be converted only during the next billing period. In this instance, the cardholder will be required to settle the amount stated in the statement. The installment plan will come into effect from the next billing cycle onwards.

• This offer is valid for all DFCC Credit Cardholders
• In order to be eligible for this offer, the minimum transaction value should exceed Rs. 25,000/- for 12 Months & Rs. 100,000/- for 24 Months. (Maximum transaction value Rs. 1,000,000/-).
• The Setup Fee applicable will be charged upfront for all Easy Payment Plan conversions.
• In order to be eligible for this offer, the minimum transaction value should exceed Rs. 25,000/-

1.        This offer is valid for all DFCC Credit Cardholders (Excluding DFCC Corporate Credit Cards).

2.        In order to be eligible for the offer, the full payment needs to be settled using a DFCC Credit Card.

3.        In order to be eligible for this offer, the minimum transaction value should exceed Rs. 25,000/- for 12 Months and set up fee will be Rs. 2500/- & Rs. 100,000/- for 24 Months and set up fee will be Rs. 4000/-. (Maximum transaction value Rs. 1,000,000/-).

4.        The Setup Fee applicable will be charged upfront for all Easy Payment Plan conversions.

5.        In order to convert a transaction to an Easy Payment Plan, the cardholder should call the Contact Centre on 0112350000 within 05 days of performing the transaction.

6.        All transactions that are performed and processed to the card 5 days prior to the statement date will be converted to an Easy Payment Plan during the next statement period. In such instances, the cardholder will be required to settle the total outstanding amount on the statement on which the transaction (s) that are to be converted have been billed. The Easy Payment Plan will come into effect only during the next statement period. The cardholder will be liable to pay all fees and interest applicable for nonpayment of the prior statement balance.

7.        In the event of an early settlement, a fee of 4% will be charged on the remaining outstanding balance of the Easy Payment Plan.

8.        DFCC Credit Cardholders are not eligible to receive the CashBack for the offer mentioned herein.

9.        DFCC Credit Cardholders can convert the transaction only within the available credit limit.

10.     DFCC Bank accepts no liability for the quality of goods and services provided by the services establishment involved in this promotion.

11.     This offer will not be valid for cash advances, transactions performed for commercial purposes, transactions performed on behalf of third parties, card being used other than by the cardholder and card has been pre-funded to process the transaction.

12.     DFCC Bank reserves the right to withdraw, modify or change all or any of the rules, terms & conditions applicable to this promotion at any given time without prior notice.

13.     If any dispute arises regarding any of the terms and conditions contained herewith, the decision of the respective service establishment and DFCC Bank shall be final.

14.     The general DFCC Credit Card terms and conditions will continue to apply.